These tips are posted for the Christmas Holidays, but are
things to be mindful of throughout the year. Be careful, be
suspicious, and be safe. Everyone is not as honest as you, and many
that you think are, just may not be!
Although there is a lot of joy surrounding this holiday
season, it's also the time of year when scammers prey on shoppers.
You've heard of the 12 days of Christmas but keep in the
back of your mind 12 possible scams to look out for, as identified by the
Better Business Bureau.
12. Holiday surveys: In an effort to take advantage
of cash-strapped holiday shoppers, scammers pose as popular retailers,
e-mailing fake surveys to consumers and promising a credit to their accounts.
Links to the "surveys" are often malicious.
11. Suspicious Santa sites: Steer away of
"Santa" websites that request unnecessary personal information. Be
especially wary of sites that fail to disclose contact details and privacy
policies.
10. Puppy scams: Be careful about buying pets
online. Consumers may be unwittingly buying from a puppy mill where dogs have
health problems, or they may send money to a scammer and get nothing in return.
9. Fake charities: The holidays create a great
opportunity for scammers to solicit donations to fill their own pockets. Beware
of solicitations from charities that cannot deliver on their promises or
pretend to be representing victims that do not really exist. Review charities
first at give.org.
8. Pickpockets: Crowded malls and the hustle and
bustle of the holiday shopping season make it easy for thieves to grab purses
and wallets.
7. Fake coupons: Be cautious when downloading
coupons. Make sure you are on a trustworthy website. Be suspicious of coupon
sites that ask for personal information.
6. Stranded "grandkids": The classic
grandparent scam is still ongoing. Consumers should be suspicious of phone
calls from a "family member" claiming to need help and asking for
money to be wired overseas.
5. Malware e-cards: Links or attachments in e-cards
could contain malware. Consumers should make sure their spam filters are set
and up-to-date.
4. Counterfeit gifts: Be suspicious of sites that
offer the "must have" toys, gadgets or luxury goods at prices that
are too good to be true. These deceptive deals, pop-up ads and social media
posts often take consumers' money but leave them empty handed.
3. Stolen gift cards: Buy gift cards only from
reputable dealers, not online or from individuals. It is easy for scammers to
sell a card and pull out the funds before consumers can even give it as a gift.
2. Travel scams: Watch out for unexpected hotel and
flight "confirmation" or "cancellation" notices, which
trick consumers into clicking unsafe links to stop unreal reservations.
1. Deceiving
deliveries: Do not accept notices about delivery delays or confirmations on
unordered packages. Scammers often pose as well-known retailers or shipping
companies to gain false credibility and access to consumers' computers.
These tips are from http://www.kgw.com/story/money/consumer/2014/12/10/12-scams-of-christmas/20223257/
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