ARE YOU A HOMEOWNER?
DID YOU THINK IT WAS TOO GOOD TO BE TRUE?
Think again. HARP is a real program. There is
such a thing as a HARP loan. You may be able to stay with your current
mortgage company (I did), and receive the benefits offered under HARP.
HARP, The Home Affordable Refinance Program has been
extended!
In an effort to enable more struggling homeowners to take advantage of the Home Affordable Refinance Program, we have extended the application deadline of the program to December 31, 2015. HARP has also expanded the eligibility criteria for MHA to be able to offer assistance to more struggling homeowners.
This little-known government program called the Home Affordable Refinance Plan (HARP) could help millions of Americans. By refinancing your home at the lower interest rates, you could easily save as much as $4,264 each year. 1
Almost a million homeowners could save money, but sadly,
most of them think the HARP
programis too be too good to be true. Remember, HARP is a free government
program and there’s absolutely NO COST to see if you qualify.
If you owe less than $625,000 on your mortgage, there is
a very good chance that you will qualify for HARP. The Government is demanding
the banks cut your rates. That means you get to keep more of your hard-earned
money in your pocket - and that will boost the economy.
HARP makes it much easier to for you to qualify for a
lower mortgage rate.
You get to choose the lender you want to work with, even
if it's not your current lender. You can
actually start the process online.
You've been paying your mortgage faithfully for years,
even through the worst of times. But, it's not a requirement to do your HARP
loan through your current lender. In fact, you can find big savings by shopping
around for the best rate.
The average savings for most eligible households is
$4,264 per year. There's no way banks want to give up that type of money.
"It's a big relief to know you have an extra $350 -
$400 every month."
I am NOT PUSHING THIS GROUP, but it they are a place to start.
There are hundreds of lenders and brokers out there, and
it would take you hours to contact each one for a quote. The great news is that
there are a few services that cut that time down to minutes, because they
compare multiple lenders at once. One of the biggest one's is Amerivalue. They
have one of the biggest lender networks in the country. And they work directly
with HARP lenders to give you the most comprehensive set of mortgage rate and
options for your home. Over 1,000,000 homeowners have already used Amerivalue to
compare rates.
The bottom line is: If you own a home you need to check
out this program, EVEN IF YOU ARE NOT DROWNING. My rates were JUST HIGH!
Amerivalue has set up an easy to use portal that could
instantly save you thousands of dollars every year. It takes 2 minutes to
complete and costs nothing. This is what you've been waiting for. We highly
recommend giving it a try right now. Below
is their link. HOWEVER, you can just as
easily type in the word HARP in Google or some other search engine, and get the
information you need to learn more about this program.
I used the program in November. Not only did I get an EXTEMELY low rate, I
was able to go TWO months without a mortgage payment. You may not be that lucky, but you could lower
your monthly mortgage. It will not hurt
to find out.
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